[讨论]购房成本已超租房成本
<br/><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">目前国内购房成本或者月供已超过租房成本，即</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">“</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">买房不如租房</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">”</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">。 采集了包括价格、按揭贷款和租金等各类楼盘的商业信息。通过两个指标比较购房成本和租房成本，为我国房地产价格把脉。<p></p></span></p><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">第一个指标是</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">“</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">购房资金成本/租房比率</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">”</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">；<p></p></span></p><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">第二个指标则是</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">“</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">月供/月租金</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">”</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">。<br/>（比较网站：上海租房网、上海租房网）<p></p></span></p><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">我国房地产平均购房资金成本和月供分别是租金的1.1倍和1.3倍。<p></p></span></p><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">具体说来，样本中近一半城市的购房资金成本大于租金，其中地处长江三角洲的主要城市购房资金成本为租金的1.3-1.5倍。3/4的城市月供大于租金，其中长江三角洲的主要城市月供为租金的1.5-2倍。杭州购房资金成本和月供分别为租房的1.5和2倍，与香港1997年相当接近。而珠三角洲地区和中部地区购房成本仍低于租房成本。<p></p></span></p><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">我国某些城市购房成本大于租房成本的主因是</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">“</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">租金/房价</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">”</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">比率太低，即强烈的购房需求推高房价。这种需求包括自住和投资（投机）。自住性需求旺盛反映了我国房地产市场快速发展的基本面支持。而投资和投机性需求不仅推高房价，而且压低房租，导致</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">“</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">租金/房价</span><span style="FONT-SIZE: 10pt; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN; mso-ascii-font-family: 宋体;"><font face="Times New Roman">”</font></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">比率不断下降。<p></p></span></p><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">相关链接：北京房产网<br/>为了更好的专注免费上海二手房搜索器发布平台的维护，<br/>我们决定将一些实用的频道，与志同道合的朋友合作发展；网络广告交流欢迎与我们联系！<br/>可供合作的网站有：<br/>济南房地产里的所有城市站点，<br/>以及：重庆房地产总站、<br/>潍坊房地产总站、<p></p></span></p><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">济南商铺信息总站、济南房产网、<p></p></span></p><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">上海写字楼、网上购物总站、<p></p></span></p><p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-layout-grid-align: none;"><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ansi-language: ZH-CN;">济南房产中介、等，<p></p></span></p><span style="FONT-SIZE: 10pt; FONT-FAMILY: 宋体; mso-hansi-font-family: "Times New Roman"; mso-ansi-language: ZH-CN; mso-bidi-font-family: "Times New Roman"; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA;">并可根据不同要求：开通任何域名站点。网络广告交流欢迎与我们联系，来信必复！<br/><br style="mso-special-character: line-break;"/><br style="mso-special-character: line-break;"/></span>
页:
[1]